QUESTIONS; CONTACTING THE COMPANY; REPORTING VIOLATIONS
Information You Provide to Us.
When you visit the Site, we may collect a variety of information from you, including your name, mailing address, email address, birthdate, zip code, credit card, and bank account information to register with us or connect to the Service via a Social Networking Site, or “SNS.” In addition, we may collect information regarding your viewing or purchasing history. If you post any information, such as a review, we will collect that information.
When you utilize our Services, we may record your usage, including your actions on the Site. If you provide us feedback or contact us via e-mail or through the Services, we will collect your name and e-mail address, as well as any other content included in the message.
When you post content (text, images, photographs, videos, messages, comments or any other kind of content) on our Services, the information contained in your posting will be stored on our servers and other users of the Services will be able to see it if you post it in an area made public, such as comments on our blogs or other social media platforms.
When you participate in one of our surveys, we may collect additional information as provided during the survey.
We may collect the unique device ID number of the mobile device which you use to access the Site including your IP address and other meta data.
If you participate in a sweepstakes, contest or giveaway on our Services, we may ask you for your e-mail address and/or home phone number, to notify you if you win. We may also ask for first and last names, and sometimes mailing addresses to verify your identity. In some situations, we may need additional information as a part of the entry process, such as a prize selection choice. These sweepstakes and contests are voluntary.
We may also collect personal information at other points in our Services that state that personal information is being collected. We also collect data in a form that does not, on its own, permit direct association with any specific individual. We may collect, use, transfer, and disclose non-personal information for any purpose. We may aggregate your data and remove personally identifiable information. This aggregated non-personal information may be used by the company for any purpose, including disclosure to third parties for advertising or investment purposes.
Information Collected from Third Party Companies.
We may receive information about you from other sources. We may add this information to the information we have already collected from you via our Services in order to improve the Services. If you access our Site while logged into or using a social media account we may receive additional information from the social media account, including data posted to such an account.
Information Collected from Social Networking Sites.
INFORMATION COLLECTED AUTOMATICALLY
When you use our Services, some information is automatically collected. For example, when you use our Services, your geographic location, how you use the Services, information about the type of device you use, your mobile network information, your Open Device Identification Number (“ODIN”), date/time stamps for your visit, your unique device identifier (“UDID”), and your browser type, operating system, Internet Protocol (IP) address, and domain name are all collected. This information is generally used to help us deliver the most relevant information to you and administer and improve the Services. In addition, in the event our Services crash on your mobile device, we may receive information about your mobile device model software version and device carrier, which allows us to identify and fix bugs and otherwise improve the performance of our Services.
As is true of most websites, we gather certain information automatically and store it in log files. This information includes IP addresses, browser type, Internet service provider (“ISP”), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information to maintain and improve the performance of the Services.
You can control and manage cookies in various ways. Please keep in mind that removing or blocking cookies can negatively impact your user experience and parts of our website may no longer be fully accessible.
Most browsers automatically accept cookies, but you can choose whether or not to accept cookies through your browser controls, often found in your browser’s “Tools” or “Preferences” menu. For more information on how to modify your browser settings or how to block, manage or filter cookies can be found in your browser’s help file or through such sites as www.allaboutcookies.org.
We may work with a third-party analytics companies that collect information anonymously and report website trends without identifying individual visitors. These services allow will us to view a variety of reports about how visitors interact with the Services so we can improve our Services and understand how people find and navigate it.
USE OF YOUR PERSONAL INFORMATION
In general, personal information you submit to us is used either to respond to requests that you make, aid us in serving you better, or market our Services. We use your personal information in the following ways:
• registration to access certain areas of the Site;
• registration for events (webcasts or webinars) and conferences;
• respond to comments, requests and questions and provide customer service;
• identify you as a user in our system;
• provide, process and deliver the Services you request;
• improve the quality of experience when you interact with our Services, including the testing of different page designs to see which performs better;
• send you administrative e-mail notifications, such as security or support and maintenance advisories;
• send you newsletters, media alerts, and/or interesting publications;
• resolve disputes and/or troubleshoot problems; develop, improve, and deliver marketing and advertising for the Services; process and deliver orders; respond to your inquiries related to employment opportunities or other requests;
• send newsletters, surveys, offers, and other promotional materials related to our Services and for other marketing purposes; and,
• Ascertain and analyze trends in the financial industry and compile consumer preference data.
We may store and process your personal information in Canada, New Zealand, in the United States, and/or in other countries.
We may post user feedback on the Services from time to time. If you make any comments on a blog, SNS wall or forum associated with the Service, you should be aware that any information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the information you choose to submit in these blogs and forums.
Creation of Anonymous Data.
We may create anonymous data records from personal information by excluding information (such as your name) that makes the data personally identifiable to you. We use this anonymous data to analyze request and usage patterns so that we may enhance the content of our Services and improve Site navigation. We reserve the right to use anonymous data for any purpose and disclose anonymous data to third parties in our sole discretion.
Third Party Service Providers.
We may share your personal information with third party service providers to: provide you with the Services; conduct quality assurance testing; facilitate creation of accounts; to provide technical support; market the Services; and/or to provide other services to the Company. Before sharing personal information with third parties, we will take all reasonable measures to ensure that the third parties will abide by this policy. At times we may make certain non-personal information available to third parties too, for reasons other than providing the Services. The Company is not ultimately responsible for the privacy policies of other third-party service providers.
In order to facilitate your purchase of items from third party partners, we may disclose certain personal information about you to third parties that assist us in providing the services such as credit card processing companies, shipping companies, site analytics services providers, etc..
International Transfer of Personal Data
Due to the global nature of our business and in order to provide you the Services described above we may transfer personal information to parties located in other countries. These countries may have different data protection regulations and regimes than your home country. Under most circumstances these transfers occur internally, within our Company, but should your Services require the transfer of information internationally to third party entities we cannot ensure that your Personal Information continues to be held and used by the overseas recipient in accordance with the requirements of any particular jurisdiction or country. Please be aware that the Company will cooperate with any foreign government authority that requests your personal information.
The Services may allow you to invite your friends to utilize the Services by sharing a referral link via an SNS, email or other means. If you choose to upload your contacts to the Service, we will receive and store those contacts’ information and use it to send invitations on your behalf when you choose to do so. When you refer someone via our Services, your referral may include your name and, if shared with us, your photo.
THIRD PARTY WEBSITES
PROTECTION OF PERSONAL INFORMATION
We take the security of your personal information seriously. Our third-party service providers protect your personal information during transit using encryption such as Secure Sockets Security (SSL) or other forms of encryption. We restrict access to billing information to those employees, contractors, agents, and other third parties who need to know that information in order to process it for us, and who are subject to strict contractual confidentiality obligations. All transactions are processed through a gateway provider and are not stored or processed on our servers.
We will make any legally required disclosures of any breach of the security, confidentiality, or integrity of your unencrypted electronically stored “personal data” (as defined in applicable state statutes on security breach notification) to you via email or conspicuous posting via the Site in the most expedient time possible and without unreasonable delay, insofar as consistent with (i) the legitimate needs of law enforcement, or (ii) any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system. While we endeavor to protect the security and integrity of sensitive personal information provided to the Site, we cannot guarantee that information, during transmission through the Internet or while stored on our systems or otherwise in our care, will be safe from intrusion by others. In the event of a data breach and consistent with the above, we will notify users over email or conspicuous posting via on the Site within seven (7) business days after becoming aware of a data breach.
Identity theft and the practice currently known as “phishing” are of great concern to us. Safeguarding information to help protect you from identity theft is a top priority. We do not and will not, at any time, request your credit card information, login information, or national identification numbers in a non-secure or unsolicited email or telephone communication. For more information about phishing, visit your local government’s website.
YOUR CHOICES REGARDING INFORMATION
You have several choices regarding the use of information on our Services:
If you decide at any time that you no longer wish to accept Cookies from our Services for any of the purposes described above, then you can instruct your browser, by changing its settings, to stop accepting Cookies or to prompt you before accepting a Cookie from the websites you visit. Consult your browser’s technical information. If you do not accept Cookies, however, you may not be able to use all portions of the Services or all functionality of the Services. If you have any questions about how to disable or modify Cookies, please contact your web browser provider.
Information Disclosed to Third Parties.
HOW WE RESPOND TO DO NOT TRACK SIGNALS
We do not currently respond to “do not track” signals or other mechanisms that might enable consumers to opt out of tracking on our Services. For more information about do not track signals you can visit https://allaboutdnt.com.
USERS IN THE EUROPEAN UNION
USERS FROM CALIFORNIA
We do not sell your information for profit, but under California law, sharing information for advertising purposes may be considered a “sale” of “personal information.” Our Site does not include any advertisements, but in the unlikely situation where you have visited our website within the past twelve (12) months and you’ve seen any advertisements or other information that was directed towards you as a customer, under California law personal information about you may have been “sold” as defined by California law to an advertising partner of the Company or of the third party that hosts our Site. California residents have the right to opt out of the “sale” of their personal information, and we’ve made it easy for anyone to stop the information transfers that might be considered a “sale” from our Site.
Under California law you have the right to request information related to our use of your personal information. This includes (i) a list of all the categories of personal information that has been collected in the past twelve (12) months; (ii) the sources of each category of personal information collected; (iii) the purposes for using each category of collected information; and, (iv) a list of the categories of personal information sold in the past twelve (12) months.
To exercise the right to opt-out, you (or your authorized representative) may submit a request to email@example.com.
USERS FROM NEVADA
We do not sell your information for profit, but as a Nevada resident you have the right to opt-out of the sale of any of your personal information collected by the Company through our Site. Requests to exercise your right to opt-out should be directed to firstname.lastname@example.org.
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